Track expenses in seconds.
No subscriptions.
The minimalist finance app designed for those who value their time. Log an expense before you even put your wallet away.
Download it free. No ads.
Loved by users
★★★★★ · Real reviews from the App Store
“I’ve really enjoyed using Toki. The app has a clean and minimalist design, which makes tracking expenses feel simple and not overwhelming. It’s easy to use, intuitive, and great for staying more aware of daily spending... A very promising app for anyone who wants a straightforward way to manage their budget.”
“The app is simple and easy to use. With customisable 50/30/20 rule you can tailor it to suits you. What sets it apart from the rest is the dev is absolutely committed to the development of the app.”
“As a freelancer, keeping track of my money can get messy, especially with irregular income. Toki helps me see clearly what’s coming in and going out without overcomplicating things. I like that it’s simple, fast, and easy to use.”
“I've been using this app for a while now and has been super useful to tidy my finances. The 50/30/20 method has been a new discovery, which i'll apply going forward and i'm sure it will help me to finally be able to save money for my future projects! I highly recommend it!”
“Super clear and easy to use, put together my monthly expenses in a few minutes.”
THE METHOD
Organize your money with the
50/30/20 rule.
Forget about Excel and spreadsheets.
50%
Needs
The goal of the 50% is to ensure needs don't consume all your income, leaving room to enjoy and save.
30%
Wants
This percentage exists to remind you that enjoyment is important too. Financial balance isn't about deprivation, it's about choosing consciously.
20%
Savings
Savings is the money you set aside for your future.
APPLE PAYPro
Pay with Apple Pay.
Toki logs it for you.
Every purchase is recorded instantly.
Toki
now
Logged: $ 4.80 in Cafes & Restaurants.
Toki
2h ago
Logged: $ 18.00 in Transport.
Toki
yesterday
Logged: $ 118.00 in Personal Shopping.
ACTIVITYPro
See where your
money goes.
Five charts to understand your month.
TOKI AURAPro
One tip,
every day.
Aura reads your numbers and tells you what to do.
APPLE WATCH
Three taps,
on your wrist.
Log from your Apple Watch without reaching for your phone.
ONE-TIME PURCHASE · NO SUBSCRIPTION
We hate subscriptions too.
Most apps charge you monthly for basic features. We believe in an honest model.
Other Apps
- Monthly subscriptions
- Cluttered interfaces
- Hidden fees
Free Core
- Free expense tracking
- Native Dark Mode
- One-time payment for premium extras
Bank-Grade Privacy & Security
Your financial data is yours alone. Toki runs locally on your device using secure native Apple frameworks. We don't link to your bank, we don't store your transactions on public servers, and we absolutely never sell your data to third parties.