Track expenses in seconds.
No subscriptions.

The minimalist finance app designed for those who value their time. Log an expense before you even put your wallet away.

Download on the App Store

Download it free. No ads.

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Loved by users
★★★★★

Real reviews from the App Store

"I’ve really enjoyed using Toki. The app has a clean and minimalist design, which makes tracking expenses feel simple and not overwhelming. It’s easy to use, intuitive, and great for staying more aware of daily spending... A very promising app for anyone who wants a straightforward way to manage their budget."

— Prietofabres

"The app is simple and easy to use. With customisable 50/30/20 rule you can tailor it to suits you. What sets it apart from the rest is the dev is absolutely committed to the development of the app."

— ~aZu~

"As a freelancer, keeping track of my money can get messy, especially with irregular income. Toki helps me see clearly what’s coming in and going out without overcomplicating things. I like that it’s simple, fast, and easy to use."

— Juanch93

"I've been using this app for a while now and has been super useful to tidy my finances. The 50/30/20 method has been a new discovery, which i'll apply going forward and i'm sure it will help me to finally be able to save money for my future projects! I highly recommend it!"

— Lafriqe

"Super clear and easy to use, put together my monthly expenses in a few minutes."

— Nicolachi17

The Toki Method

Order, guaranteed.

Toki is built upon the proven 50/30/20 method. Your budget is automatically divided into Needs (50%), Wants (30%), and Savings (20%). Here is how it flows:

1

Add Your Income

Instantly, Toki calculates exactly how your income will be divided according to the 50/30/20 rule, showing you precisely how much you can allocate.

Toki Budget Dashboard
Toki expense numpad
2

Log Expenses Quickly

The interface is designed for extreme speed so you can register a transaction before you even put your wallet away. Say goodbye to complex menus.

3

Understand Your Money

With absolute clarity, you can visualize your spending patterns and truly understand what happens with your funds at a glance.

Toki Categories
Toki Goals
4

Save Like Never Before

We guarantee it. Visualizing your limits effortlessly will help you achieve lasting financial order and build real, scalable savings.

Everything you need.
Nothing you don't.

Swipe through the tools that will help you master your money, wrapped in an interface that gets out of your way.

Toki minimalist expense tracker iOS interface - 3 second rule view

The 3-Second Rule

Log an expense before you put your wallet away. Fast, frictionless, and intuitive.

Toki automated 50/30/20 budget method interface

Automated 50/30/20

Your budget, on autopilot. Effortlessly split your income into needs, wants, and savings.

Toki smart expense categorization list view

Smart Categorization

Chaos, beautifully organized. Let Toki intuitively group your spending.

Toki subscription management and recurring expenses dashboard

Subscription Control

Never pay for forgotten services. Track and manage your recurring expenses in one view.

Toki dynamic savings goals and financial progress tracking

Dynamic Goals

Dream bigger. Set dynamic savings targets and watch your progress happen automatically.

We hate subscriptions too.

Most apps charge you monthly for basic features. We believe in an honest model. Core features are free. Forever.

Other Apps

  • ✕ Monthly subscriptions
  • ✕ Cluttered interfaces
  • ✕ Hidden fees
TOKI

Free Core

  • ✓ Free expense tracking
  • ✓ Native Dark Mode
  • ✓ One-time payment for premium extras

Bank-Grade Privacy & Security

Your financial data is yours alone. Toki runs locally on your device using secure native Apple frameworks. We don't link to your bank, we don't store your transactions on public servers, and we absolutely never sell your data to third parties.